Making multiple monthly card payments and correcting credit report errors will quickly increase your credit score by up to 100 points. When applying for a loan, your credit score is one of the primary factors mortgage lenders consider. A higher credit score suggests a lower risk of loan default, increasing the chances of loan approval […]

Cleaning up your finances after having your identity stolen can be a nightmare.

It makes sense that paying down your debt could improve your credit, but what if you don’t have tons of cash sitting around to do so? Are there other ways to boost your credit score? You bet, and here they are.

Struggling to manage your credit cards and other debt? You might want to sign up for credit counseling to pay off your debts and repair your credit.

Upon submitting your application with Housing Nonprofit, we will ask you to give us permission to pull your credit report. This is required for all mortgage applications, and will give the lender a sense of your commitment to making timely payments towards your mortgage in the future.. All three Credit Bureaus must have a score […]

Could you use extra cash to buy a home? See how one program can give you that cash via an $8,000 grant and other financial benefits if you’re a teacher.

The homebuying process will be harder if you’re self-employed rather than being a salaried employee. Here is how to get ready for home ownership if you’re self employed.

Are you a first-time homebuyer who is low on cash and looking for an affordable mortgage? Then have a look at these mortgages that can help you become a homeowner with little to no money down, plus other money-saving perks.

Step-by-step guide of what happens to secure your mortgage.

When it comes to buying a home you’re either off to the races, settling in for a journey, or somewhere in between. What we want to highlight here is that the timeline depends mostly on the buyer. While you can certainly work with Housing Nonprofit on the fast track and close on the purchase of […]