Contributor

Housing Nonprofit

HUD Certified Housing Counselors

The team at Housing Nonprofit knows that your home may be the most important investment you’ll ever make. To make your home as efficient, affordable, and comfortable as possible, we’ll provide you with information on reducing bills, renting, down payment assistance, refinancing, and more.

President Biden Avails $10 Billion Budget for Housing Grants in 2024

The Biden-Harris Administration reaches to expand access to homeownership.

Managing your Housing Grant

Are You Eligible for the Good Neighbor Next Door Grant?

If you teach for a living, you could find it much easier to buy a home thanks to a Housing Grant worth up to a 50 percent discount.

An Introduction to FHA, HUD, and Home Ownership Vouchers

Many people feel like buying a home is outside their means. The good news is that these 3 programs do a lot to make home ownership affordable for anyone serious about buying.

Building Credit

The Best Loans For Consolidating Your Debt

Getting a loan to consolidate your debt has its benefits.

Questions To Ask Before a Rent to Own Agreement

One way to become a homeowner is to take the rent to own route. To see if this is your best bet for buying a home, we’ll reveal several details about this unique method you may not be familiar with.

Personal Finance

Buying a home after bankruptcy. A Summary of Loan Types, Requirements and How Long.

As long as you satisfy the applicable waiting period, you are eligible to apply for any type of loan following a bankruptcy. Can You Get A Home Mortgage After Bankruptcy? Yes, it is possible to obtain a home mortgage after bankruptcy. There are no permanent rules in place that prevent you from obtaining a specific […]

Local Housing

Employment Requirements For 4 Major Home Loans

Your employment history is essential to mortgage lenders for one primary reason: It shows some level of financial stability via steady income, meaning you are more likely to repay your home loan than someone who’s unemployed or jumped from job to job. Does this mean you’re doomed to be denied a mortgage if you just […]

Building Credit

See How An Unused Credit Card Can Hurt Your Credit Score

You may think that the unused credit card sitting in your wallet is harmless. But if you’re not careful, that card could cause significant harm to your credit score.

Building Credit

How To Buy A Home With Bad Credit

If you feel like your credit score is keeping you in the rent-paying rat race, there’s good news: You can buy a home with bad credit, as long as you get creative.