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Trimming your monthly bills could give you the cash you need for other purposes. But you don’t necessarily have to sacrifice much to make this happen, as these handy hacks will show significant savings from making little moves:

Cut Your Cell Phone Bill in Half

Do you use Verizon, AT&T, or T-Mobile for your cell phone service? If so, you could be overpaying each month. What’s a better option? MVNOs, or mobile virtual network operators.

What are they? They’re smaller cell phone companies that use the same technology as the big boys. But since they buy data and minutes from those huge companies at wholesale prices, they have the power to pass on significant savings to customers like you.

Pick an MVNO like Google Fi, Consumer Cellular, or Ting, and you could pay half of what more prominent companies charge you. And if you’re worried about quality, remember that they all use the same towers and tech as their more famous counterparts, plus they’ve received solid ratings from Consumer Reports.

Pay 30 Percent Less for Utilities

Whether it’s extreme winter cold or scorching summer heat, extreme temps can cause your utility bills to skyrocket. And since we’ve been home more than usual, that’s made our utility bills rise even higher.

Could you do things like using less water, turning off the lights, and limiting AC use to lower your utility bills? Sure. But what if you don’t want to make those sacrifices? If that’s the case, you can still cut utility costs via assistance programs.

Some states offer utility discounts for veterans, seniors, and low-income households. You may also be eligible for the Low Income Home Energy Assistance Program (LIHEAP), which can lower your utility costs.

Pay 25 Percent Less for Cable

Have you looked at your cable TV lineup recently? If so, you may have noticed that you don’t watch most of the channels you receive. To prove this notion, a Nielsen study found that the average household watches 17 channels while having 200 at their disposal.

Instead of letting all of those unwatched channels go to waste, call your cable provider. Tell them you feel like your channel lineup is a waste, and ask if they offer ways to cut monthly costs. If it’s a company like DISH or Spectrum, they may provide different budget tiers that can cost 25 percent less by filling your TV with less “fluff.”

Want another way to save on cable without cutting the cord completely? Return your DVR to the cable company. By watching on-demand service instead, you can save up to $20 per month in DVR fees.

If you find that your cable company lacks tiers and doesn’t offer any tips on reducing your bill, threaten to cancel. Doing so is a trick that works wonders, as they’ll probably offer you a discount to keep you as a customer.