Search Housing Grants by typing your county

Over 2,000 programs and adding every day.

But there are moves you can make to offset those costs, and they’re so simple, you can start doing them today.

See if You Qualify for the Extra Help Program

You could say that everyone needs extra help when it comes to lowering their prescription costs. And you could get that assistance by seeing if you qualify for the Extra Help program.

You’ll have to be in Medicare Part D and meet specific income requirements to qualify. Once you do, you could enjoy thousands in savings per year via discounts on deductibles, premiums, and copays.

Visit the Social Security website now to see if you’re eligible for Extra Help.

Pay the Lowest Price via Price Matching

There’s no reason why you should be paying more for a drug just because your pharmacy is expensive. Some pharmacies will match prices, so you don’t overpay and still get the medicine you need.

To make the most of price matching on prescriptions, do this:

1. Make a list of local pharmacies. You can do so by searching for them online.
2. Call each pharmacy.
3. Ask what the cost is for your medication with insurance.
4. After making all of your calls, compare prices.
5. Pick the lowest price and document it.
6. Call your pharmacy of choice and ask if they’ll match that lowest price.

Don’t be afraid to ask your pharmacy for price matching. Even if they don’t publicly advertise a price matching policy, they may say yes to your request.

Don’t Fret if a Drug’s Not Covered

Finding out that your Medicare plan does not cover a drug you need is enough to ruin your day.
But before you pay those enormous out-of-pocket costs, ask your doctor to file an exception.

If your exception is approved, you can get it covered by insurance to avoid those out-of-pocket costs.

Opt for the Cheapest Form

Do you really care if you take a prescription in tablet or capsule form? It may not make any difference to you. But there could be a significant price difference between the two.

Some medications come in multiple forms that produce the same effects, even though one form may cost double. When prescribed a medication, ask your doctor for the cheapest form. Asking that simple question will ensure that you never overpay.

Always Ask This Question Before Paying

Health insurance can help lower your out-of-pocket costs for prescriptions. But sometimes, it may do more harm than good.

Before paying for a prescription, ask the pharmacist what the out-of-pocket cost is. If it’s lower than what it’d cost when using your insurance, pay for the prescription directly.

As an example, you may need a medication that only costs $5 out of pocket. You could pay that yourself versus using your insurance, which may have a $25 copay.

Use Flat Dosage to Your Advantage

You can score significant savings on prescriptions that come with flat dosages. What’s a flat dosage? It’s where a medication has various dosages that cost the same.

For instance, you may need a drug that costs $40 for both 40 and 80mg doses. Instead of getting the 40mg dosage that your doctor prescribed, get the 80mg which gives you double the drug for the same price. You can then cut it in half to make your meds last longer.

Ask if this flat dosage option exists whenever your doctor is about to prescribe you something.
It’s an easy way to save.